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Health Insurance Counseling and Advocacy Program (HICAP)

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PAMF is an official site for the Health Insurance Counseling and Advocacy Program (HICAP). We offer free, one-hour appointments with a trained counselor. Please call 650-934-7373 for an appointment.

Mountain View Center
701 E. El Camino Real
Mountain View, CA 94040
Main phone: 650-934-7000 or 408-739-6000
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About HICAP

The Health Insurance Counseling and Advocacy Program (HICAP) is a volunteer-supported program that provides unbiased information to help Medicare beneficiaries make the best choices for their individual health care needs. The California Department of Aging administers HICAP services.

HICAP offers information and counseling on:

  • Medicare benefits and rights
  • Changes in Medicare and Medicare-related coverage
  • How to appeal Medicare fee-for-service and HMO denials of coverage
  • Legal help and representation at Medicare appeals and administrative hearings
  • Private supplemental insurance (MediGap) coverage
  • Medicare and Medi-Cal coverage
  • Medicare Advantage plans (formerly known as Medicare HMOs) and Medicare+Choice plans
  • Retiree or employer group health coverage
  • Long-term care insurance
  • Health care consumer rights
  • Referral to community-based social and aging program services


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